MARINE INSURANCE PORT INTELLIGENCE

Use harbour evidence you can interrogate—not a black-box risk score

MaritimIQ gives marine risk professionals a defensible view of the harbour facts relevant to a yacht call. Each material statement can retain source, confidence, date and conflict status, allowing an underwriter or surveyor to see both the evidence and its limitations.

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Screen vessel-to-harbour assumptions during underwriting or voyage review.

Preserve what was known, conflicting or unknown at a relevant point in time.

Bring structured warnings, infrastructure and traffic context into internal risk tools.

WHY THIS ROLE NEEDS IT

Replace fragmented research with a governed record.

Use structured harbour intelligence in underwriting, due diligence, public planning and software products.

Risk data must be defensible

A score without visible sources, dates and reasons is difficult to challenge, audit or apply proportionately.

Harbour exposure is multi-dimensional

Physical fit, approach constraints, pilotage, services, warnings and traffic are related but not interchangeable risk signals.

Historical coverage has boundaries

MaritimIQ does not claim a complete raw AIS history or reconstruct causation from partial traffic observations.

Evidence-labelled Port Hercule dossier for marine insurers and surveyors — Port Hercule intelligence dossier
Material harbour facts retain confidence labels and remain separate from modelled context.
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ROLE-SPECIFIC FEATURES

The product capabilities that matter to insurers & surveyors.

Source and confidence lineage

Trace facts to authoritative, verified, reported, estimated, conflicting or unverified evidence states.

Vessel-specific compatibility

Evaluate the recorded physical relationship between a yacht and harbour with reason codes and missing inputs.

Warnings and coverage state

See governed warning records and whether the relevant source/time/area was covered.

Temporal change history

Retain superseded identifiers, locations and material change events instead of erasing the prior state.

Explainable readiness

Summarise evidence completeness and dependencies without presenting the result as a loss probability or safety rating.

USE CASES

Where the database earns its place.

Pre-bind voyage review

Identify port calls where vessel fit, pilotage or evidence gaps justify a specific survey or underwriting question.

Claims context

Retrieve the recorded harbour facts and warnings around a period while keeping them separate from conclusions about cause or liability.

Portfolio analytics

Use canonical IDs and structured port attributes to compare exposure consistently across insured yachts.

COMMERCIAL API ACCESS

Use the same intelligence in your own systems.

Integrate harbour evidence into underwriting, claims and survey platforms using scoped keys and licensing-aware fields. Reason graphs and UNKNOWN values remain machine-readable for internal policy rules.

Developer documentation API reference

Useful endpoints for Insurers & surveyors

GET/v1/harbors/:id/readiness

Inspect evidence completeness and unresolved dependencies.

GET/v1/harbors/:id/warnings

Retrieve warning records and coverage semantics.

POST/v1/compatibility

Test a recorded vessel-to-harbour relationship.

GET/v1/harbors/:id/changes

Review temporal changes for one harbour.

Bearer keys, plan-aware limits and explicit scopes apply. API output is decision support—not a navigational chart, safety approval or live berth reservation.

Marine risk comparison of three yacht harbours in MaritimIQ — Side-by-side harbour comparison
Comparable rows expose both values and missing coverage instead of collapsing them into one risk score.
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A PRACTICAL WORKFLOW

Evidence in. Clear next step out.

Screen

Identify the vessel, harbour and time context relevant to the risk question.

Interrogate

Review source, confidence, conflicts, coverage and missing facts.

Escalate

Direct underwriting, survey or claims expertise to the assumptions that matter.

TRUST MODEL

Honest about the limits of maritime data.

Provenance visible

Decision-critical facts keep their source, observed date, confidence and conflict state.

UNKNOWN stays UNKNOWN

Missing evidence is never quietly translated into no, zero, available or safe.

Licensing-aware

Accessible source material and permitted redistribution remain separate decisions.

QUESTIONS

Frequently asked.

Does MaritimIQ provide an insurance risk score?

No. Readiness and reliability outputs explain evidence and operational dependencies; they are not loss probabilities, safety scores or underwriting decisions.

Can the data prove causation in a claim?

No. It can supply sourced harbour context. Causation, liability and policy response require the complete evidential record and professional assessment.

Is historical AIS included?

The current product supports bounded traffic and port-call intelligence where evidence exists, but it does not claim a complete raw historical AIS warehouse.